What should I say — or not say — after a car accident?

After an accident, it’s best to stick to the facts.

Try not to apologize or admit fault at the scene, even if you feel shaken or unsure. Fault is something that gets determined later, and statements made in the moment can sometimes be misunderstood.

When speaking with police or insurance representatives, calmly explain what happened without guessing or assigning blame.

If you’re unsure how to handle conversations after an accident, we can help guide you through it.

Updated on: 01/21/2026