What should I know before talking to my insurance company?

You should report the accident to your insurance company promptly and provide accurate information.

That said, insurance companies are focused on resolving claims quickly and minimizing costs. It’s okay to be cautious, and you don’t need to accept any settlement or decision right away.

If something doesn’t feel right, or you’re unsure how to respond to an insurance adjuster, it can help to speak with someone who understands the process.

If you’d like, I can help arrange a follow-up to discuss your situation.

Updated on: 01/21/2026